Online Banking
Personal Desktop Banking
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If your business isn’t enrolled in Desktop Banking, contact us today! Put the power of online banking to work for your business!

Address:
101 Jacksonville Circle
P.O. Box 215
Floyd, VA 24091

Phone numbers:

Toll Free:
1-888-562-4130

Credit Cards:
Customer Service: 1-888-295-5540
Lost or Stolen Cards: 1-800-444-6938

To report a lost or stolen VISA® DEBIT Card,
call 1-800-554-8969.

Business Banking

Running a business is hard.
Managing your money shouldn't be.

For more than 100 years, businesses have trusted Bank of Floyd with their financial needs. And with good reason. As typewriters gave way to tablets, we've remained a steadfast and reliable partner for businesses in our community. From managing day-to-day cash flow and long-term investments to ensuring stability and growth amid turbulent economic times, Bank of Floyd has helped our business clients navigate safely when the economic seas are calm or choppy.

To learn more about how we can help your company be more productive and profitable, explore our business service options below. Or better yet, visit your nearest Bank of Floyd branch and talk with one of our business bankers. We'll keep the coffee on for you.

Experience the Difference at Bank of Floyd.

Click below to learn more.

Bank of Floyd - Business Banking

Checking

Bank of Floyd - Business Banking

We start with the basics and build from there.

In any business, it's the fundamentals that count the most. That's why Bank of Floyd's business checking options are popular. Whether you run a one-person shop or a company with hundreds of employees, our account choices provide maximum flexibility with minimal hassles.

Bank of Floyd Business Checking - it just makes sense.
Dollars and sense.

Small Business Checking

Corporate Checking

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Savings

Bank of Floyd - Business Banking

It's either feast or famine.
The key is being able to thrive during either.

All successful businesses have one thing in common: they learned how to make it through the inevitable lean times. Whether you're saving up for a special piece of equipment, guarding against an unexpected crisis or setting aside funds for your slow season, Bank of Floyd offers a wide array of tools to help your business save for the future.

Your future is determined by what you do today, not tomorrow.

Money Market Account

You may make six (6) preauthorized or automatic transfers or withdrawals from your account each four (4) week or similar period including ACH, bill pay, online banking transfers and transfers by check, debit card or similar order payable to a third party.

Money Market Silver Account

You may make six (6) preauthorized or automatic transfers or withdrawals from your account each four (4) week or similar period including ACH, bill pay, online banking transfers and transfers by check, debit card or similar order payable to a third party.

Statement Savings

Certificates of Deposit

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Loans

We're here to help. It's what we do best.

Bank of Floyd - Business Banking

All in all, success in business is pretty easy: help others do what they want to do better. At Bank of Floyd, we'll never know as much about your business as you. But that's not our job. Our job is to know our business and understand how we can help you manage and grow yours.

One of our most important responsibilities is to provide the financial resources you need to invest in your future. We offer a range of flexible options, from inventory and commercial mortgage loans to lines of credit, SBA financing, crop marketing loans and more.

What are some of the benefits of partnering with Bank of Floyd? To name just a few:

Isn't it time you stopped by your local Bank of Floyd branch to learn more?

Business and Agricultural Loans

Commercial Lines of Credit

SBA and USDA Financing

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Business Credit Cards

Bank of Floyd has several business credit card options designed to meet your business needs.

Business Edition® Visa® Card

The Business Edition® Visa® Card offers many benefits, such as competitive rates, no annual fee*, and online access to view transactions and track business expenses.

Business Edition® Visa® Card with Absolute RewardsSM

The Business Edition® Visa® Credit Card with Absolute RewardsSM allows you to earn points with every dollar in qualifying purchases. Redeem points for travel, gift cards, merchandise, even cash back in the form of a credit to your account.

With Absolute RewardsSM every dollar spent is a reward for you!+

All of our Business Credit Cards come with These Great Benefits:

IMPORTANT INFORMATION
Bank of Floyd has partnered with First Bankcard® to offer its credit card program. First Bankcard® reserves the right to change the account terms should your credit profile change or for other reasons described in the Summary of Credit Terms. Required minimum payments may be allocated to the lower APRs first. Payments in excess of the required minimum payment will generally be applied to balances with highest APRs first. All changes in terms will be subject to requirements of applicable law. Offer applies to new accounts only.

* For additional information about Annual Percentage Rates (APRs), fees and other costs, see the Summary of Credit Terms.
* See the Rewards Terms and Conditions in the Summary of Credit Terms for details.

1Only a Program Administrator or Authorized Company Representative, as applicable, can enroll your Company’s Business Credit Card online.
2Complete details including restrictions, limitations and exclusions will be available when you become a Cardmember. ©2014 Visa® Cards are issued by First Bankcard®, a division of First National Bank of Omaha, pursuant to a license from Visa U.S.A. Inc. Business Edition® is a federally registered service mark owned by First Bankcard®, a division of First National Bank of Omaha.


VOX® Business Card

VOX® is designed for the unique needs of your business.** It gives you cash flow flexibility with your choice of minimum payment options and a high value credit line to meet your business needs–all with a single card you can use for both Travel and Entertainment and Purchasing functions. Pay in full or revolve at a low rate to maximize cash flow. VOX® features our Maximum Rewards® for Business rewards program which allows you to earn 1 point for every $1 you spend on qualifying transactions.*** Use points for travel, merchandise or even cash back in the form of a statement credit. Click here to request more information.

** Bank of Floyd has partnered with First Bankcard® to offer its credit card program. The First Bankcard® Visa® Credit Cards are Powered by Paymentflex Technologies, LLC. First Bankcard®, a division of First National Bank of Omaha, is an authorized user of PaymentflexUS Patents #5,933,817 and #6,836,764, and of the Paymentflex® registered trademark pursuant to license from PaymentflexTechnologies, LLC. First Bankcard®, a division of First National Bank of Omaha, is the card issuer/creditor of the credit card program described in this offer.
***See the Rewards Terms and Conditions in the Summary of Credit Terms for details. ©2014 Visa® Cards are issued by First Bankcard®, a division of First National Bank of Omaha, pursuant to a license from Visa U.S.A. Inc. VOX® and Maximum Rewards® for Business are federally registered service marks owned by First Bankcard®, a division of First National Bank of Omaha.


Commercial Edition® Visa® Card

The Commercial Edition® Visa® Card facilitates your travel, entertainment and purchasing spending while maintaining policy controls. Maximize cash flow and gain better insight into your spending with advanced reporting tools. The card also allows your company to minimize risk with multiple payment and statement options, and the ability to establish individual credit limits. Click here to request more information.

Purchasing Edition® Visa® Card

The Purchasing Edition® Visa® Card allows you to receive goods faster, negotiate discounts with suppliers and easily manage company billing accounts. Optimize your cash flow, reduce purchasing costs and gain better insight into your spending with advanced reporting tools. Click here to request more information.

©2014 Visa® Cards are issued by First Bankcard®, a division of First National Bank of Omaha, pursuant to a license from Visa U.S.A. Inc. Commercial Edition® and Purchasing Edition® and are federally registered service marks owned by First Bankcard®, a division of First National Bank of Omaha.

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Banking Online

Bank of Floyd - Business Banking

For when you can't drop by and sit a spell.

We love seeing our customers, but we know you don't always have time to call or visit us when we're in the office. That's why we offer Bank of Floyd's Desktop Banking, our online banking service tailored especially for you.

Desktop Banking - because you need to manage your money on your schedule, not ours.

Desktop Banking and Bill Pay

With Desktop Banking, you have 24/7/365 access to real-time account information from your keyboard. And because it's from Bank of Floyd, you can trust it's a convenient, easy to use and, most important, secure way to do your banking.

To enroll in Desktop Banking, please contact your local branch or call us at 540-745-4191. Enrolling is easy!

Desktop Wires

With Desktop Wires, sending payments to U.S. financial institutions is quick and easy (even with tight deadlines).

Please contact your local branch for more information.

Premier ACH

Premier ACH (Automated Clearing House) can save your business time and money by streamlining many financial transactions. You can use ACH transactions for a wide variety of transactions, including:

Premier ACH gives your business the ability to originate electronic transactions directly from your desktop. These transactions can be either debits or credits to and from U.S. financial institutions. Examples of debit transactions include utility payments, membership fees, professional dues, insurance premiums, etc. And credit transactions are most often used for direct deposit of payroll (i.e., electronically crediting a deposit account for the net payroll amount).

Stop by your local branch and learn how Premier ACH can save you time and money.

Desktop Deposit

Bank of Floyd's Desktop Deposit services allow you to make deposits into your business checking account from your computer at any time. With a scanner and software installed at your business, you can:

Safe, secure and convenient - it's like having a bank teller right by your side.

Please call your local branch for more information.

Click here to access our online demos of Bank of Floyd's business online banking services!

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Merchant Services

Your Local Bank + People You Know & Trust. Let Bank of Floyd Handle Your Merchant Services.

Our bank is built on our reputation. We are always here to help you succeed with secure, convenient, and cost–effective processing solutions tailored to your needs. Our merchant service solution help you expand your business with the ability to offer VISA, MasterCard, Discover and American Express to your customers. Our merchant solution gives you:

It’s easy to start processing with Bank of Floyd. Contact your local branch today to find out more!

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Other Products & Services

Bank of Floyd - Business Banking

What you need when and where you need it.

Interested in other tools to help you manage your business dollars more efficiently? No worries, Bank of Floyd has you covered.

Please contact your local branch to inquire about the availability of these and other convenient services.