Deposit Products

Personal Regular Checking

• Minimum deposit to open:  $50
• No monthly minimum balance requirement
• No monthly maintenance fee
• No per check fees/Unlimited check writing
• ATM accessible
• Monthly check image statement

SUPER NOW Checking

• Minimum deposit to open:  $500
• No monthly service charge for daily balances of $500
• Rates are tiered/Higher balances - Higher interest rates
• No per check fees/Unlimited check writing
• ATM accessible
• Monthly check image statement

Money Market Account

• Minimum deposit to open:  $1,000
• No monthly service charge on daily balances of $1,000
• Rates tiered/Higher balances - Higher interest rates
• Interest compounded and paid monthly
• ATM accessible
• Monthly check image statement
• You may make six (6) preauthorized or automatic transfers or withdrawals from your account each four (4) week or similar period including ACH, bill pay, online banking transfers and transfers by check, debit card or similar order payable to a third party.

Money Market Silver Account

• Higher yielding for large balances
• Minimum deposit to open:  $1,000
• No monthly service charge on daily balances of $1,000
• Rates tiered/Higher balances - Higher interest rates
• Interest compounded and paid monthly
• ATM accessible
• Monthly check image statement
• You may make six (6) preauthorized or automatic transfers or withdrawals from your account each four (4) week or similar period including ACH, bill pay, online banking transfers and transfers by check, debit card or similar order payable to a third party.

Small Business Checking

• Minimum deposit to open:  $100
• Minimum daily balance to maintain:   $100
• No activity fees for less than 200 items
• $8 per month if outside of either of above guidelines
• Additional per item fee will apply for over 200 items
• Business accounts may be subject to analysis
• Monthly check image statement

Corporate Checking

• Minimum deposit to open:  $100
• High activity account - over 200 items per month
• Subject to analysis
• Monthly check image statement

Statement Savings

• Minimum deposit to open:  $100
• No monthly service charge for daily balances of $100
• Interest compounded and paid quarterly
• Six (6) free withdrawals per month
• ATM accessible
• Quarterly statement or may be combined on monthly check image statement

Junior Statement Savings

• Minimum deposit to open:  $25
• No minimum balance requirement until age 18
• Interest compounded and paid quarterly
• Quarterly statement

Certificates of Deposit

• Receive guaranteed earnings and attractive yields
• Maturities from three (3) to sixty (60) months
• Minimum deposit to open as low as $500
• Penalty for early withdrawal
• One-up interest rate and No penalty CDs available

Individual Retirement Account (IRA)
 
Plan and save for a secure retirement with our Traditional and Roth IRAs.
 
Traditional IRA's

• Minimum deposit to open an "Open investment Account":  $25
• Minimum deposit to open a "Single Deposit Account":  $500
• Funds tax deferred until withdrawn
• May be eligible as tax deduction
• Additional deposits as low as $25 may be made
• Penalty for early withdrawal if less than 59 ½ years of age
• Separate FDIC Insurance up to $250,000

Roth IRA's

• Minimum deposit to open:  $25
• Additional deposits as low as $25 may be made
• Can make contributions after 70 ½ with earned income
• Not required to take minimum distribution at 70 ½
• Penalty for early withdrawal if less than 59 ½ years of age
• Separate FDIC Insurance up to $250,000