Deposit Products

Personal Regular Checking

• Minimum deposit to open: $50
• No monthly minimum balance requirement
• No monthly maintenance fee
• No per check fees/Unlimited check writing
• ATM accessible
• Monthly check image statement

• Minimum deposit to open: $500
• No monthly service charge for daily balances of $500
• Rates are tiered/Higher balances - Higher interest rates
• No per check fees/Unlimited check writing
• ATM accessible
• Monthly check image statement

• Minimum deposit to open: $1,000
• No monthly service charge on daily balances of $1,000
• Rates tiered/Higher balances - Higher interest rates
• Check withdrawals allowed per cycle: 3
• Interest compounded and paid monthly
• ATM accessible
• Monthly check image statement
• Federal regulations limit activity on these type of accounts. You may make up to 6 transfers or withdrawals per month (3 by check, draft, or check card).

Money Market Silver Account

• Higher yielding for large balances
• Minimum deposit to open: $1,000
• No monthly service charge on daily balances of $1,000
• Rates tiered/Higher balances - Higher interest rates
• Check withdrawals allowed per cycle: 3
• Interest compounded and paid monthly
• ATM accessible
• Monthly check image statement
• Federal regulations limit activity on these type of accounts. You may make up to 6 transfers or withdrawals per month (3 by check, draft, or check card).

• Minimum deposit to open: $100
• Minimum daily balance to maintain: $100
• No activity fees for less than 175 items
• $10 per month if outside of either of above guidelines
• Business accounts may be subject to analysis
• Monthly check image statement

• Minimum deposit to open: $100
• High activity account - over 175 items per month
• Subject to analysis
• Monthly check image statement

• Minimum deposit to open: $100
• No monthly service charge for daily balances of $100
• Interest compounded and paid quarterly
• Three free withdrawals per month
• ATM accessible
• Quarterly statement or may be combined on monthly check image statement

• Minimum deposit to open: $25
• No minimum balance requirement until age 18
• Interest compounded and paid quarterly
• Quarterly statement

• Receive guaranteed earnings and attractive yields
• Maturities from three to sixty months
• Minimum deposit to open as low as $500
• Penalty for early withdrawal
• One-up interest rate and No penalty CDs available

• Minimum deposit to open an "Open investment Account": $25
• Minimum deposit to open a "Single Deposit Account": $500
• Funds tax deferred until withdrawn
• May be eligible as tax deduction
• Additional deposits as low as $25 may be made
• Penalty for early withdrawal if less than 59 1/2 years of age
• Separate FDIC Insurance up to $250,000

• Minimum deposit to open: $25
• Additional deposits as low as $25 may be made
• Can make contributions after 70 1/2 with earned income
• Not required to take minimum distribution at 70 1/2
• Penalty for early withdrawal if less than 59 1/2 years of age
• Separate FDIC Insurance up to $250,000