Deposit Products
Personal Regular Checking
- Minimum deposit to open: $50
- No monthly minimum balance requirement
- No monthly maintenance fee
- No per check fees/Unlimited check writing
- ATM accessible
- Monthly check image statement
Super NOW Checking
-
Minimum deposit to open: $500
-
No monthly service charge for daily balances of $500
-
Rates are tiered/Higher balances - Higher interest rates
-
No per check fees/Unlimited check writing
-
ATM accessible
-
Monthly check image statement
Money Market Account
-
Minimum deposit to open: $1,000
-
No monthly service charge on daily balances of $1,000
-
Rates tiered/Higher balances - Higher interest rates
-
Check withdrawals allowed per cycle: 3
-
Interest compounded and paid monthly
-
ATM accessible
-
Monthly check image statement
-
Federal regulations limit activity on these type of accounts. You may make up to 6 transfers or withdrawals per month (3 by check, draft, or check card).
Money Market Silver Account
-
Higher yielding for large balances
-
Minimum deposit to open: $1,000
-
No monthly service charge on daily balances of $1,000
-
Rates tiered/Higher balances - Higher interest rates
-
Check withdrawals allowed per cycle: 3
-
Interest compounded and paid monthly
-
ATM accessible
-
Monthly check image statement
-
Federal regulations limit activity on these type of accounts. You may make up to 6 transfers or withdrawals per month (3 by check, draft, or check card).
Small Business Checking
-
Minimum deposit to open: $100
-
Minimum daily balance to maintain: $100
-
No activity fees for less than 175 items
-
$10 per month if outside of either of above guidelines
-
Business accounts may be subject to analysis
-
Monthly check image statement
Corporate Checking
-
Minimum deposit to open: $100
-
High activity account - over 175 items per month
-
Subject to analysis
-
Monthly check image statement
Statement Savings
-
Minimum deposit to open: $100
-
No monthly service charge for daily balances of $100
-
Interest compounded and paid quarterly
-
Three free withdrawals per month
-
ATM accessible
-
Quarterly statement or may be combined on monthly check image statement
Junior Statement Savings
-
Minimum deposit to open: $25
-
No minimum balance requirement until age 18
-
Interest compounded and paid quarterly
-
Quarterly statement
Certificates of Deposit
-
Receive guaranteed earnings and attractive yields
-
Maturities from three to sixty months
-
Minimum deposit to open as low as $500
-
Penalty for early withdrawal
-
One-up interest rate and No penalty CDs available
Individual Retirement Account (IRA)
Plan and save for a secure retirement with our Traditional and Roth IRAs.
Traditional IRA's
- Minimum deposit to open an "Open investment Account": $25
- Minimum deposit to open a "Single Deposit Account": $500
- Funds tax deferred until withdrawn
- May be eligible as tax deduction
- Additional deposits as low as $25 may be made
- Penalty for early withdrawal
if less than 59 1/2 years of age
- Separate FDIC Insurance up to $250,000
Roth IRA's
-
Minimum deposit to open: $25
-
Additional deposits as low as $25 may be made
-
Can make contributions after 70 1/2 with earned income
-
Not required to take minimum distribution at 70 1/2
-
Penalty for early withdrawal if less than 59 1/2 years of age
-
Separate FDIC Insurance up to $250,000